Maximize Student Aid

How You Can Maximize Student Aid

Strategies for the FAFSA and the Expected Family Contribution (EFC)
To Increase Financial Aid for College

How You Can Maximize Student Aid:
Strategies for the FAFSA and the Expected Family Contribution (EFC)
To Increase Financial Aid for College

ISBN-10: 0981473741
ISBN-13: 978-0981473741
maximize student aid Front Cover (larger)
Back Cover

click to buy from Amazon.com

How You Can Maximize Student Aid explains the components that determine federal student aid, the better places to save, and what you should think about come tax time. The goal is to maximize aid while keeping assets accessible, growing with tax benefits.

  • Free Application for Federal Student Aid (FAFSA): Quick overview
  • Expected Family Contribution (EFC): Detailed formula explanation
  • Ideas for All Income Levels: Take advantage of formula rules
  • Tax-free and Tax-deferred Places to Save: Explore investing options
  • Education Accounts: Choose the right one and who should own it
  • Life Insurance: Discover all the flexible uses
  • Single or Divorced Parent: Learn valuable strategies just for you
  • The College Offer: Distinguish between free money and award of debt
  • Tax Benefits for Education Expenses: Make smart choices

    A mistake on the FAFSA can result in loss of several thousands of dollars in aid. This valuable reference guide will provide you with new ideas and help you prioritize, whether you are saving for a newborn or if college is looming just around the corner.


    About the Author Tracy Foote consults with leading advisors on investing, life insurance, and student eligibility for federal aid. Her book provides an introduction to the financial aid process, giving parents extensive information and sound advice. Whether parents are saving for a newborn or college is looming around the corner, they can identify areas to save thousands of dollars.

    Her other financial advice book is The Kid s ROTH IRA Handbook.


    Updates to How You Can Maximize Student Aid

    2012-2013 Expected Family Contribution
    • New for 2012-2013: The income threshold for an automatic zero EFC has been increased from $31,000 to $32,000 for the 2012-2013 Award Year.

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